Conventional Loans at Dashing Loans

Your Path to Flexible and Customizable Home Financing

At Dashing Loans, we understand that every homebuyer in Irvine and Orange County has unique financial needs. That’s why we offer Conventional Loans – versatile and customizable mortgage options that cater to a diverse range of borrowers.

What Are Conventional Loans? Conventional Loans are mortgage loans not insured or guaranteed by government agencies. They are a popular choice due to their flexibility in terms, rates, and down payment requirements. Ideal for borrowers with strong credit histories, Conventional Loans can be used for primary residences, second homes, or investment properties.

Benefits of Conventional Loans with Dashing Loans:

  • Varied Down Payment Options: With down payments as low as 3%, these loans are accessible to a wide range of buyers.
  • Flexible Loan Terms: Choose from a variety of loan terms, including 15, 20, or 30 years, both fixed and adjustable rates.
  • Competitive Interest Rates: Benefit from competitive rates that can lead to lower monthly payments.
  • No Private Mortgage Insurance (PMI): Avoid PMI with a down payment of 20% or more, reducing your monthly costs.

Why Choose a Conventional Loan?

  1. Versatility: Suitable for a variety of property types and buyer needs.
  2. Cost-Effective: Potentially lower total borrowing costs compared to other loan types.
  3. Higher Loan Limits: Conventional Loans offer higher loan limits than government-backed loans.
  4. Simplified Process: Less stringent appraisal and property requirements compared to government-backed loans.

Our Conventional Loan Services:

  1. Expert Guidance: Our team provides personalized advice to help you understand your options and make informed decisions.
  2. Customized Solutions: We tailor loan structures to your specific financial situation and goals.
  3. Efficient Application: Our streamlined application process ensures a smooth and timely loan experience.
  4. Ongoing Support: From application to closing, we offer comprehensive support and guidance.

Is a Conventional Loan Right for You?

Conventional Loans are a great fit if you:

  • Have a strong credit score and stable income.
  • Can afford a down payment of at least 3-20%.
  • Seek flexibility in loan terms and conditions.

Take the Next Step in Homeownership

If you’re looking for a loan with flexibility and competitive rates, a Conventional Loan might be the right choice for you. Contact Dashing Loans today to discuss your options and start your journey towards owning your dream home.